40% of your hard earned wealth will be paid to HMRC on your death if no measures are taken to prevent this. There are a range of simple techniques that can be used to protect estates of all sizes from this grossly unfair deduction. In providing joined up advice with legal and accountancy advisers the impact on your ongoing income, capital access and family succession concerns can all be taken into consideration.
Not all estate planning is about the avoidance of tax – of equal importance is the comfort and security of knowing that your loved ones will be provided for in the manner and order that you wish.
Thoughts and techniques in this area can include:
Personal exemptions and allowances
Discounted gift trusts
Deed of variation
Whole of life
Business property relief
Lasting Power of Attorney
A thoroughly complete and professional service with the needs of the client always being paramount.John Robertson
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