Lasting Power of Attorney

Lasting Power of Attorney

A lasting power of attorney is a legal document that lets you appoint someone (known as an ‘attorney’) to make decisions on your behalf. It could be used if you became unable to make your own decisions. The FCA do not regulate tax or legal advice.

There are 2 types:

Health and welfare

Property and financial affairs

You can choose to make one type of lasting power of attorney or both. Because couples often want to prepare “mirror” POA’s, we offer a special rate of £480 per couple. Importantly, we offer face to face specialist advice that is tailored to suit your specific requirements – no templates or cheap standard forms.

Health and welfare lasting power of attorney

A health and welfare LPA allows the attorney to make decisions on your behalf about your health and welfare, if there comes a time when you are unable to make these decisions for yourself. A health and welfare attorney could make decisions about where you live, for example, or day-to-day care including your diet and what you wear.


This allows you to choose 1 person or more to make decisions about things like:

Your daily routine (e.g. eating and what to wear)

Medical care

Moving into a care home

Refusing life-sustaining treatment

The lasting power of attorney can only be used when you’re unable to make your own decisions.

Property and financial affairs lasting power of attorney

If there comes a time when you can’t manage your finances anymore, the attorney will do this for you. This can include paying your bills, collecting your income and benefits, or selling your house. However, if you wish to, you can restrict their powers, or place conditions on what they can do.


This lets you choose 1 person or more to make decisions about money and property for you, eg:

Paying bills

Collecting Benefits

Selling your home

There are a number of reasons you may wish to make an LPA:

It can be reassuring to know that, if you are unable to make a decision for yourself in the future, your chosen person will make these decisions for you.

Making an LPA ensures that the person you want to make decisions for you will be able to do so. This prevents a stranger, or someone you may not trust, from having this power.

An LPA can reduce problems that may occur in the future. It can be more expensive and time-consuming for family or friends to try to gain a similar power in the future.

Making an LPA can help prompt discussions with your family or others about your future wishes.

I hadn’t thought about an LPA until I spoke to Adam at Stonehill. I think, like many people, I thought that if I had a Will then I was covered in terms of what I want to happen after I’m gone. But what I hadn’t thought about is what happens if I don’t actually die but am incapacitated mentally, for example. Who would then make decisions on my behalf both physically and financially, and how would they know what I would want? Once I thought about this it was a no-brainer and not only have I had an LPA drawn up for myself, but my brother has had one done as well. I’m so glad I did this and I am recommending it to all my friends too.

Pam Vick

Marketing Consultant, London

The guidance and advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

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